Risk Profile Form

Classification of the Client

Clients are classified only in three categories low risk, medium risk and high risk clients with respective
scores 00-49, 50-80, 81-140 and accordingly product is recommended to them.

1. What is your age group?

   5 Under 35 (5)
   4 Under 45 (4)
   3 46-55 (3)
   2 56-60 (2)
   1 60+ (1)

2. Marital status ?

   5 Single (5)
   3 Married (3)

3. Investment Goal ?

   5 Capital Appreciation (5)
   2 Regular Income (2)
   3 Capital Appreciation and Regular Income (3)

4. Proposed Investment Amount

   1 < 1 lacs (1)
   2 1-2 lacs (2)
   3 2-5 lacs (3)
   5 > 5 lacs (5)

5. Preferred Investment type

   3 Short term Positional (3)
   2 Long term Positional (2)
   5 Intraday (5)

6. Gross Annual Income details

   1 Below 1 lac (1)
   2 1-5 lac (2)
   3 5-10 lac (3)
   5 > 25 lac (5)

7. Sources of Income
   A. Primary Source

   3 Salary (3)
   5 Business (5)

   B. Secondary Source

   5 Royalties (5)
   5 Rentals (5)
   5 Dividends (5)
   3 Others (3)
   0 None (0)

   If others Specify

8. Market Value of portfolio held

   1 < 1 lacs (1)
   2 1-2 lacs (2)
   3 2-5 lacs (3)
   5 > 5 lacs (5)
   0 None (0)

9. Investment Experience

   2 < 3 years (2)
   3 3-5 years (3)
   5 > 5 years (5)

10. Experience in Market Products

    5 Commodity (5)
    3 Stock (3)
    4 Derivatives Stocks (4)
    4 Forex (4)
    5 All (5)

11. How many dependents do you financially support ?

    5 None (5)
    3 Between 1-3 (3)
    1 4+ (1)

12. What is the size of your emergency fund ?

    0 do not have (0)
    1 < 1 month income (1)
    2 1-3 months income (2)
    4 3-6 months income (4)
    5 > 6 months income (5)

13. What is your experience with equity investments ?

    5 Extensive experience (5)
    4 Moderate experience (4)
    2 Very less experience (2)
    0 No experience (0)

14. What is your experience with Commodity investments ?

    5 Extensive experience (5)
    4 Moderate experience (4)
    2 Very less experience (2)
    0 No experience (0)

15. What is your experience with Forex investments ?

    5 Extensive experience (5)
    4 Moderate experience (4)
    2 Very less experience (2)
    0 No experience (0)

16. What is your experience with investments in past ?

    5 Very Good (5)
    4 Good (4)
    3 Moderate (3)
    1 Bad (1)
    0 Very Bad (0)

17. What is your preference w.r.t securities with low risk, low return over high risk, high return ?

    1 Strongly prefer (1)
    2 Prefer (2)
    3 Indifferent (3)
    4 Do not prefer (4)
    5 Strongly do not prefer (5)

18. When market is not performing well do you prefer to buy risky investments and sell less risky investments?

    5 Strongly prefer (5)
    4 Prefer (4)
    3 Indifferent (3)
    2 Do not prefer (2)
    1 Strongly do not prefer (1)

19. Risk Tolerance

    5 High (5)
    3 Medium (3)
    1 Low (1)

20. What percentage of monthly income is allocated to pay off debt [all EMIs]?

    5 None (5)
    4 Between 0% -20% (4)
    3 Between 20% - 35% (3)
    2 Between 35% - 50% (2)
    1 > 50% (1)

21. Occupation (please select the appropriate)

    2 Private sector service, Public sector (2)
    5 Government sector, Business (5)
    5 Professional, Agriculturist (5)
    2 Retired, Housewife, Student (2)
    4 Dealer (4)
    3 Others (3)

22. Are you any of the following, or are directly or indirectly related to any of the following

    0 N/A (0)
    3 Politician / Civil Servant (3)
    3 Current or former head of state (3)
    3 Bureaucrat (Tax authorities, Foreign Services, IAS etc) (3)
    3 Current or former MP/MLA/MLC (3)
    3 Connected to any company/promoter group/ group of companies listed on any stock exchange (3)

23. How to you long want to stay invested into Pointed investment?

    0 N/A (0)
    1 less than a month (1)
    3 1-6 month (3)
    4 6-12 months (4)
    5 beyond 12 months (5)

24. How familiar are you with your investment matters?

    1 Not familiar at all With Investment and feel uncomfortable wrth (1)
    2 Somewhat familiar. I don't fully understand Investments (2)
    3 Fairly Familiar. I understand the various factors which influence investment performance (3)
    5 "Very Familiar. I Use Research to make investment decision. I understand various factors which Influence investment performance (5)

25. How secure is your current and future income from sources?

    0 N/A (0)
    1 Not Secure (1)
    2 Somewhat Secure (2)
    3 Fairly Secure (3)
    5 Very Secure (5)

26. How would you 'honestly' describe yourself as a risk -taker?

    5 Reckless ( I don't mind If I lose money ) (5)
    4 Willing to take evaluated risks (I can tolerate a some loss) (4)
    2 Low risk talking capability. (I'd have a hard time tolerating any losses) (2)
    0 Extremely averse to risk. (I need to see at least some return) (0)

27. How would you describe your overall income status ?

    0 About manage to make ends meet; no monthly savings (0)
    1 PF and other employment benefits are my only source of savings (1)
    2 Put a side at least 10% of my take - home salary every month in savings (2)
    3 Have more than 30% of my take - home salary every month (3)
    5 Income from my wealth more than adequately provides for my cost of living (5)

*Investment Options offered to various categories of investors

All the questions which are related to risk profiling have been assigned weight and based on the total score of a client
product is recommended using following guideline; however special focus is made on any special requirements
discussed with the client.

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